Not all the provisions apply to every policy – it is simply for your reference. Partial Load Benefits & Sun Life’s Choice Individual Plans. This page does not form part of your policy. Find out more today. Group Life insurance. All annual or lifetime maximums are per person and based on a calendar year (January 1 to December 31). Our most popular plan includes catastrophic drug, emergency travel medical and optional preventive dental coverage. 100% reimbursement for vision care up to $200 maximum every 2 years, Optional dental coverage for preventive, restorative and orthodontics and optional semi-private hospital room coverage. Aditya Birla Sun Life Insurance Company Limited, Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Your dependent children are under age 25 (dependent children aged 21 to 24 must be full-time students), You are currently awaiting doctor recommended tests or investigations. As Canadians, we are fortunate to have universal health care, but without group benefits, or upon retirement, some services like dental, drugs, health benefits, and travel insurance may not be covered. To find an advisor near you, enter your postal code. Username. Learn more about eligibility requirements for this plan. You choose a guaranteed death benefit that your beneficiaries will receive. By signing in, you agree to these terms and conditions. All rights reserved. *Convalescent hospitals (facility licensed to provide convalescent care and treatment for sick or injured patients on an in-patient basis). my Sun Life Mobile. We can help you get the coverage you need with PlanDirect from Great-West Life. Universal life insurance is a type of permanent insurance. To find out more, visit mysunlife.ca/mobile. Username. Personal health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident. No coverage for emergency travel medical or vision care, For prescription drugs, 70% reimbursement for first $7,000 and 100% reimbursement for next $93,000 of annual eligible expenses, 100% reimbursement for supplemental healthcare. Orthodontics is available on the, Orthopaedic shoes and orthotics, limited to $200 in a calendar year, Splints and crutches limited to $500 in a calendar year, Wigs and hairpieces, limited to $500 lifetime maximum, Diagnostic laboratory and x-ray examinations, Blood glucose monitor, limited to $300 during a 5-year period. An individual plan can help. Connect with us for ideas, tips, and discussions to help protect what you love. What is health and dental insurance? Use this app to quickly access: • My Benefits – An overview of dental and vision plan details. If you currently have partial load benefits that will be ending and have not yet received a contract to support the bridging option, you do have the option of purchasing coverage through Sun Life’s Choice individual … Both also provide health protection benefits that can help cushion the financial impact caused by any of the covered female-specific illnesses and surgeries. Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. Personal Health Insurance is for you if you don’t have adequate employer group benefits coverage. You may be eligible to replace your coverage with our Choices plan. Catastrophic drug coverage and emergency travel medical are included in this plan. Supplementary benefits. Sun Life Hong Kong offers a range of life, savings medical and accident & disability insurance plans for you and your family. Sun Life's portfolio of insurance products and services in the U.S. includes disability, absence management, life, dental, vision, voluntary and medical stop-loss. Are you entitled to a tax refund for your medical expenses? To find an advisor near you, enter your postal code: © Sun Life Assurance Company of Canada. * Dependants age 21 to 24 must be full-time students. There is no medical underwriting with this product. SUN Fit and Well is a life and health insurance plan that offers critical illness and life insurance benefits until age 100 with bonus disease prevention programs. Use this app to quickly access: • My Benefits – An overview of dental and vision plan details. Our lowest-cost plan helps you budget for basic medical and dental needs. 60% reimbursement with a $25 per-visit maximum on paramedical practitioner services up to $250 per year per practitioner, 60% reimbursement for preventive dental care with a $500 annual maximum, Semi-private hospital room coverage is optional. Password. Quebec residents must also have and continue to have group drug coverage provided by an employer, through membership in an order or association or through the Régie de l'assurance maladie du Québec (RAMQ). Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One World Center Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013.Toll free no: 1800-270-7000 IRDAI Reg No. Sign-in help Registered Office: One World Center Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. COnneCt OnLine MY sUn Life MObiLe Want to know what medical and dental We can't guarantee its availability. We offer 3 Personal Health Insurance plans: How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program, Learn more about eligibility requirements for this product. You are on the Sun Life Financial Canada website. Sign in. Sun First Aid is an affordable health protection plan that provides cash benefits so you can worry less about costly medical bills due to hospital confinement or surgery. Employee Benefits. Your policy includes exclusions and limitations of coverage. Employee benefits. CLIENT LOG ON. Prescription drugs to treat a chronic or serious health condition, Emergency medical services provided in another country, Practitioners like physiotherapists to promote wellness or help with injury recovery, Medical equipment to assist with your mobility, You don’t have health benefits through your employer, You’d like additional benefits not offered by your employer’s plan or, 60% reimbursement for prescription drugs with a $750 annual maximum, 60% reimbursement for supplemental healthcare expenses. Sun Life is a leading international financial services organization providing insurance, wealth and asset management solutions to individual and corporate Clients. Personal Health Insurance Standard plan is our most popular plan. Permanent life insurance policies provide death benefit coverage immediately, plus build up cash value over time. You and everyone included in your application must be age 69 or under on the date you apply. Each person included on a Personal Health Insurance application must have provincial health coverage and will be medically underwritten. Individual Insurance. Let Sun Life help you discover the true benefits of benefits —anytime, anywhere. We have life insurance plans to meet your protection and financial needs: In all states except New York, prepaid dental products are provided and administered by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA). Find out more about our global expertise. Sign in. We may change rates each year. Find out more today. You are in Canada when you complete and submit the application, You and your family members are residents of Canada and have. ... Group insurance policies are underwritten by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 15-GP-01. WELLESLEY, Mass. If you currently have partial load benefits that will be ending and have not yet received a contract to support the bridging option, you do have the option of purchasing coverage through Sun Life’s Choice individual … now. When we issue a policy it governs the legal relationship between us and the client. Notice: our statement on premium payments. General Claims information. Regions. Make well-informed decisions with helpful advice. Posted on Monday, May 4th, 2020. Employee Benefits. The content on this page is not approved for use in New Mexico. If you are pregnant at the time of application, we will pay for up to 2 days of hospitalization due to pregnancy. Get easy access to your Sun Life benefits, insurance, investments and much more* *Available features depend on your account, contract or policy. Sun Life Hong Kong has a variety of health insurance products that provides coverage for medical and critical illnesses. Submit claims and review coverage. Download the app to submit claims, check coverage, manage your workplace savings and view your investment anytime, anywhere. Let Sun Life help you discover the true benefits of benefits —anytime, anywhere. If you have a pre-existing medical condition where symptoms have appeared or required medical attention, hospitalization or treatment (this includes changes in medication or dosage), and existed during the 9 months before your trip, expenses related to this condition are not included. Sign-in help Sun Maiden and Sun Maiden Plus are insurance plans that are designed especially for women. To help you discover the true benefits of benefits – so when life’s emergencies occur, you’re covered. This is an optional benefit with this plan and includes: The following items have a combined $5,000 annual maximum: *Private duty nursing includes services of registered nurses, registered practical nurses or registered nursing assistants. Sun Life Assurance Co. of Canada will expand its extended health-care plan to include gender affirmation coverage to help people who are transitioning. There are 2 main types of life insurance: Term life insurance policies are temporary and provide death benefits only. Sun Life Financial - United States Home 60% reimbursement for prescription drugs with a $750 annual maximum. Eligible durable equipment includes, but is not limited to, items such as: Wheelchairs, to a $4,000 lifetime maximum, hospital beds, to a maximum of $1,500 lifetime, artificial limbs or other prosthetic appliances, breast prostheses are limited to $200 in a calendar year, Combined $5,000 annual maximum and combined $25,000 lifetime maximum, Paramedical practitioners include: acupuncturists, chiropractors, naturopaths, osteopaths, physiotherapists, podiatrists/chiropodists, psychologists, registered massage therapists, speech language pathologists, $150 maximum every 2 years, including $50 maximum per year per eye exam, 1-year waiting period before coverage begins, Includes coverage for: prescription eyeglasses, prescription contact lenses, prescription sunglasses and laser eye surgery, Coverage provided for the first 60 days of a trip, Covers travel outside of your province or outside of Canada. Ensuring Money for Life Sun Life has life insurance plans to meet your financial needs for every important stage in your life. Individual Policyholders. Coverage is available for new applicants age 69 and under and is renewable for customers over 70. Manage preferences and update your profile. You can choose among plans with differing levels of coverage. Canada Life claims it is the first insurer in Canada to make virtual health care a standard benefit, however, it is not the first to offer virtual healthcare through employee benefits. Universal life insurance is a flexible type of permanent life insurance that combines protection and savings. Sign in. From getting started with simple and affordable protection plans, to building funds with investment-linked products to fulfill life goals. It indicates the number of persons in your family unit who must each satisfy an individual deductible in order to satisfy the family deductible. Find out more. Both plans provide life insurance coverage to secure your loved ones future against life uncertainties. Read examples of text that can appear in a policy. For example, depending on the province or territory where you live, you may have to pay for: Sun Life offers 2 personal health insurance products: Personal Health Insurance and Health Coverage Choice. “We know there can be a … Eligibility is based on health information. Supplementary benefits. Password. Rental, or purchase at our option, of durable equipment required for use in the patient's home and is approved by us. You may want to consider personal health insurance if: Learn more about eligibility requirements for this product. While provincial health plans provide coverage for many health expenses, there are gaps that can have a significant impact on your finances. Critical illness insurance. Available now! It may be withdrawn at any time. The payments you make above the cost of insurance earn tax-preferred interest. Sun Life Financial Canada is adding virtual health-care services to its group and individual insurance plans. Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. Partial Load Benefits & Sun Life’s Choice Individual Plans. Warning for Sun Life shareholders about Obatan LLC offer. Search ; Search. my Sun Life my Sun Life Mobile. BEST DOCTORS® and other trademarks shown are trademarks of Best Doctors, Inc. Used under license. Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice. Get easy access to your Sun Life benefits, insurance, investments and much more* *Available features depend on your account, contract or policy. Health riders are subject to exclusions and/or provisions on pre-existing conditions and gives you the right to a cooling-off period, … Sign in . As Canadians, we are fortunate to have universal health care, but without group benefits, or upon retirement, some services like dental, drugs, health benefits, and travel insurance may not be covered. Let Sun Life help you discover the true benefits of benefits —anytime, anywhere Individual Policyholders. Benefits are payable for pre-existing dental conditions within the copayment schedule; What’s covered? Individual Insurance Policyholders *Please read the Legal Information section on our Web site before logging on. Sign in. We can help you get the coverage you need with PlanDirect from Great-West Life. New User ... and financial professionals with individual life insurance business. Sun Life is including the service into Clients' EHC Benefit, giving employers, employees and their families convenient access to health care, when and where they need it. Term policies are temporary and provide death benefits only. If you want a lower-cost option that covers basic expenses, consider our Personal Health Insurance Basic Plan. This section contains the terms and conditions for accessing and using CustomerLink. The concept of life insurance is more than a century old but its importance is still not felt universally. To find an advisor near you, enter your postal code. Common support questions. Sign in . See plan details below. Short-Term … We’re here to support you through COVID-19. Are you entitled to a tax refund for your medical expenses? If you want higher coverage levels and are willing to be medically underwritten – where we review your health in greater depth through tools such as a detailed health questionnaire – then you should consider Personal Health Insurance. Basic plan with semi-private hospital room coverage, Standard plan with semi-private hospital room coverage - Quebec, Enhanced plan with dental and semi-private hospital room coverage. New User? Manage savings and view investments. Stay connected. Manage preferences and update your profile. How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program, You don't have health benefits through your employer, you're losing your group coverage or your current coverage is not enough, You want catastrophic drug and emergency travel medical coverage, 70% reimbursement for the first $7,000 of annual eligible expenses (that means up to $4,900 of expenses will be paid), 100% reimbursement for the next $93,000 of annual eligible expenses, $100,000 annual maximum of eligible expenses can be claimed, Includes smoking cessation drugs ($250 lifetime maximum), over-the-counter medications, even if prescribed by a physician, 3-month waiting period before coverage begins, Space maintainers for children under 12 years of age, Pit and fissure sealant for children under 19 years of age, No coverage. 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